Click on this link to see the Graphic Reveals 10 Cognitive Biases That Shape Our Thinking, With Examples
Real Life Enrichment is a distribution of helpful information by Kevin Rayner designed to enrich real life.
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Sunday, May 15, 2016
Windows PC users should uninstall QuickTime immediately
Consider Reading
The U.S. Department of Homeland Security has sent out an urgent alert advising Windows users to uninstall Apple's QuickTime program, the video and audio software (once) widely used to play movie trailers and other Internet media clips, due to two major vulnerabilities in the program that can allow hackers into people's computers.
Windows PC users should uninstall QuickTime immediately
Government Advises Windows Users to Delete QuickTime
The U.S. Department of Homeland Security has sent out an urgent alert advising Windows users to uninstall Apple's QuickTime program, the video and audio software (once) widely used to play movie trailers and other Internet media clips, due to two major vulnerabilities in the program that can allow hackers into people's computers.
Windows PC users should uninstall QuickTime immediately
Government Advises Windows Users to Delete QuickTime
12 everyday stretches to stay flexible and fit at any age
When it comes to stretching out your muscles, there are a lot of options to choose from.
Click here for the full list.
Click here for the full list.
Friday, May 13, 2016
What Stress Actually Does to You and What You Can Do About It
What Stress Actually Does to You and What You Can Do About It
Quotes about Stress
This Video Explains How Stress Breaks Down Your Brain
15 Ways to Manage Stress and Learn to Relax
When Stress Gets Out of Hand, Refocus with the SLLS Method
How to Get Some Rest When Stress Is Keeping You Up at Night
Measure Your Stress Level with This Flowchart
Try Meditative Coloring to Help Ease Stress and Anxiety
Would You Rather Have a Boring Job or a Stressful One?
Reduce Your Stress by Making "Good Enough" Decisions
Stress Helps You Understand What Matters to You Most
The Stress-Free Guide to Settling Down in a New City
De-Stress In a Minute or Less with Some Vigorous Exercise
Learn Your Physical Signs of Stress Before It Takes You Over
Saturday, May 07, 2016
Monday, May 02, 2016
The window from which we look!
Something to think about......

A young couple moves into a new neighborhood. The next morning while they are eating breakfast, the young woman sees her neighbor hanging the wash outside. "That laundry is not very clean", she said. "She doesn't know how to wash correctly. Perhaps she needs better laundry soap."
Her husband looked on, but remained silent.
Every time her neighbor would hang her wash to dry, the young woman would make the same comments.
About one month later, the woman was surprised to see a nice clean wash on the line and said to her husband: "Look, she has learned how to wash correctly. I wonder who taught her this."
The husband said, "I got up early this morning and cleaned our windows."
And so it is with life. What we see when watching others depends on the purity of the window through which we look.
==================
Link to more...
An Entrepreneur's List of 17 Techniques for Handling 'Haters'
The Window from which we look

A young couple moves into a new neighborhood. The next morning while they are eating breakfast, the young woman sees her neighbor hanging the wash outside. "That laundry is not very clean", she said. "She doesn't know how to wash correctly. Perhaps she needs better laundry soap."
Her husband looked on, but remained silent.
Every time her neighbor would hang her wash to dry, the young woman would make the same comments.
About one month later, the woman was surprised to see a nice clean wash on the line and said to her husband: "Look, she has learned how to wash correctly. I wonder who taught her this."
The husband said, "I got up early this morning and cleaned our windows."
And so it is with life. What we see when watching others depends on the purity of the window through which we look.
==================
Link to more...
An Entrepreneur's List of 17 Techniques for Handling 'Haters'
Sunday, May 01, 2016
Most Popular Deal Sites
Check these out
http://www.mysupermarket.com/
http://slickdeals.net/
http://www.fatwallet.com/
http://www.woot.com
http://dealnews.com/
http://www.bradsdeals.com/
http://www.offers.com
http://www.slickadvice.com
http://www.dailysteals.com/
http://retailmenot.com/
http://www.passwird.com/
Retail Stores that Offer Price Adjustments
http://www.kiplinger.com/article/spending/T050-C011-S001-retailers-that-offer-price-adjustments.html
http://www.mysupermarket.com/
http://slickdeals.net/
http://www.fatwallet.com/
http://www.woot.com
http://dealnews.com/
http://www.bradsdeals.com/
http://www.offers.com
http://www.slickadvice.com
http://www.dailysteals.com/
http://retailmenot.com/
http://www.passwird.com/
Retail Stores that Offer Price Adjustments
http://www.kiplinger.com/article/spending/T050-C011-S001-retailers-that-offer-price-adjustments.html
Thursday, April 21, 2016
Shift Your Long-Term Worries to Small Daily Worries
https://www.pinterest.com/pin/148548487687573212/
http://lifehacker.com/shift-your-long-term-worries-to-small-daily-worries-1766943342
Saturday, April 16, 2016
Organize Notes in Software like Evernote, OneNote, and Others
For online note-taking, Evernote and OneNote are great options. There are others to consider for desktop applications.
Let the note-taking wars begin. With Microsoft's release of OneNote for the Mac and iOS , and its announcement that the Windows application is now free as well, the company has taken dead aim at the popular program Evernote. The two applications now both work on the same platforms (including mobile OSes such as Android, iOS and Windows Phone), sync your notes to your devices and include Web-based versions.
For a good review of Note-Taking Showdown: Evernote vs. OneNote (2016 Edition)
ComputerWorld reviewed them as well.
Share with me what you have found to work well or better.
Let the note-taking wars begin. With Microsoft's release of OneNote for the Mac and iOS , and its announcement that the Windows application is now free as well, the company has taken dead aim at the popular program Evernote. The two applications now both work on the same platforms (including mobile OSes such as Android, iOS and Windows Phone), sync your notes to your devices and include Web-based versions.
For a good review of Note-Taking Showdown: Evernote vs. OneNote (2016 Edition)
ComputerWorld reviewed them as well.
Share with me what you have found to work well or better.
What Tax Papers Do I Need to Keep?
Kiplinger talks about Don't Throw Away These Tax Records on their web page.
You can think about how to Declutter by Knowing What Tax Paperwork to Keep.
You can think about how to Declutter by Knowing What Tax Paperwork to Keep.
How to Deal with Taxes and Scams This Time of Year
Tax scams are common this time of year, and knowing how to spot one can save you a ton of money. Also NPR’s Planet Money point out that these scammers often use your fear or panic to manipulate you into giving them personal information or money.
I found A Visual Guide to Identifying Tax Scams and Fraud from Imposters at
https://www.consumer.ftc.gov/blog/another-tax-scam-irs-imposters
I found A Visual Guide to Identifying Tax Scams and Fraud from Imposters at
https://www.consumer.ftc.gov/blog/another-tax-scam-irs-imposters
Wednesday, April 13, 2016
The IRS Won’t Call to Verify Your Tax Return
The IRS Won’t Call to Verify Your Tax Return, So Don’t Fall For the Scam http://twocents.lifehacker.com/the-irs-won-t-call-to-verify-your-tax-return-so-don-t-1764851688
Saturday, April 09, 2016
Eight Tax Deductions You Shouldn't Overlook
Eight Tax Deductions You Shouldn't Overlook When You File This Year http://lifehacker.com/eight-tax-deductions-you-shouldnt-overlook-when-you-fil-1769840542
Thursday, February 25, 2016
Improve Your Posture with These Three Simple Exercises
- With your head still tucked, flap your arms, hands with your palm facing down, from your sides to just over shoulder level. Do that about ten times.
- With your head still tucked and your palms facing down, lift your arms above shoulder level, then bend your elbows and put your hands on your ears. Do that about ten times.
- With your head still tucked, reach out and above you with one hand and pull down, while you do the same with the other hand. Think “climbing an invisible ladder” and you’ll do it right. Do that about ten times.
Thursday, January 14, 2016
Tuesday, January 12, 2016
Tuesday, December 29, 2015
Identity Theft
Consumer Information
Visit IdentityTheft.gov, the federal government’s one-stop resource to help you report and recover from identity theft.
ATTORNEY'S ADVICE-----NO CHARGE
A corporate attorney sent the following out to the employees in his company.
1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.
2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED."
3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check-processing channels will not have access to it.
4. Put your work phone # on your checks instead of your home phone. If you have a PO Box, use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks, (DUH!). You can add it if it is necessary. However, if you have it printed, anyone can get it. (This may not be possible for many people).
5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. Also carry a photocopy of your passport when traveling either here or abroad. We have all heard horror stories about fraud that is committed on us in stealing a name, address, Social Security number, credit cards.
6. When you check out of a hotel that uses cards for keys (and they all seem to do that now), do not turn the "keys" in. Take them with you and destroy them. Those little cards have on them all of the information you gave the hotel, including address and credit card numbers and expiration dates.
Someone with a card reader, or employee of the hotel, can access all that information with no problem whatsoever. Unfortunately, as an attorney, I have first hand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer and received a PIN number from DMV to change my driving record information online. Here is some critical information to limit the damage in case this happens to you or someone you know:
1. We have been told we should cancel our credit cards immediately. The key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
However, here is what is perhaps most important of all (I never even thought to do this.)
3. Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost two weeks after the theft, all the damage had been done.
There are records of all the credit checks initiated by the thieves purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.
Now, here are the numbers you always need to contact about your wallet and contents being stolen:
1.) Equifax: 1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742
3.) TransUnion: 1-800-680-7289
4.) Social Security Administration (fraud line): 1-800-269-0271
BBB Scam Tracker
Consumer Reports
Five Common Scams Directed at Seniors (and How to Avoid Them)
Lies, Secrets, and Scams: How to Prevent Elder Abuse
Visit IdentityTheft.gov, the federal government’s one-stop resource to help you report and recover from identity theft.
ATTORNEY'S ADVICE-----NO CHARGE
A corporate attorney sent the following out to the employees in his company.
1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.
2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED."
3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check-processing channels will not have access to it.
4. Put your work phone # on your checks instead of your home phone. If you have a PO Box, use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks, (DUH!). You can add it if it is necessary. However, if you have it printed, anyone can get it. (This may not be possible for many people).
5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. Also carry a photocopy of your passport when traveling either here or abroad. We have all heard horror stories about fraud that is committed on us in stealing a name, address, Social Security number, credit cards.
6. When you check out of a hotel that uses cards for keys (and they all seem to do that now), do not turn the "keys" in. Take them with you and destroy them. Those little cards have on them all of the information you gave the hotel, including address and credit card numbers and expiration dates.
Someone with a card reader, or employee of the hotel, can access all that information with no problem whatsoever. Unfortunately, as an attorney, I have first hand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer and received a PIN number from DMV to change my driving record information online. Here is some critical information to limit the damage in case this happens to you or someone you know:
1. We have been told we should cancel our credit cards immediately. The key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
However, here is what is perhaps most important of all (I never even thought to do this.)
3. Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost two weeks after the theft, all the damage had been done.
There are records of all the credit checks initiated by the thieves purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.
Now, here are the numbers you always need to contact about your wallet and contents being stolen:
1.) Equifax: 1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742
3.) TransUnion: 1-800-680-7289
4.) Social Security Administration (fraud line): 1-800-269-0271BBB Scam Tracker
Consumer Reports
Five Common Scams Directed at Seniors (and How to Avoid Them)
Lies, Secrets, and Scams: How to Prevent Elder Abuse
Sunday, November 22, 2015
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