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Saturday, August 29, 2015

This Video Explains the Basics of Home Equity Borrowing

One big perk of being a homeowner is, ideally, you’ve got equity: this is the difference between your mortgage amount and the appraisal value of your home. Even the basics of equity can be confusing, but this video lays it out in simple terms.




What you need to know about home equity
LifeHacker

How to Stay Motivated During a Job Loss?

 Even when you see it coming, a job loss can be devastating. You go through the emotional process of changing up your routine, and if that’s not enough, the hunt for a new job can really take a toll. If you’ve been there, how did you stay motivated?

- Try to keep a normal sleep schedule/routine. 
- Use site update notification software on the job sites so you can send resumes as soon as they are posted and they are reviewed first
- keep your skills current

Click on links below for some great resources.
10 WAYS TO STAY MOTIVATED DURING YOUR FIRST JOB

http://lifehacker.com/stay-motivated-during-your-job-search-by-pursuing-a-hob-1693032263#_ga=1.21743230.458999507.1439263979

http://twocents.lifehacker.com/how-did-you-stay-motivated-during-a-job-loss-1721817324

Friday, August 28, 2015

Saturday, August 22, 2015

Working Over 40 Hours a Week Makes You Less Productive, Not More

Sometimes you have to crunch and work overtime. While that can give you a productivity boost and help you get needed things done, in the long term—past four weeks—long work weeks actually make us accomplish less.

The graph above is from Daniel Cook’s Rules of Productivity presentation posted on his Lostgarden blog. It shows how working 60 hours a week leads to a productivity deficit or slump—one which you’ll have to recover from. He writes:
In a 60 hour crunch people have a vague sense that they are doing worse, but never think that they should stop crunching. They imagine that working 40 hours a week will decrease their productivity. In fact, it will let them rest and increase their productivity.
This behavior is fascinating to observe. Zombies stumble over to their desk every morning. Temper flare. Bugs pour in. Yet to turn back would be a betrayal.
Other research backs this up, so if you can help it, stop working those long hours. If you’re a salaried employee who doesn’t get overtime pay, it’s basically like working for free.
Go to LostGarden.com for more information.

or

http://lifehacker.com/working-over-40-hours-a-week-makes-you-less-productive-1725646811

Friday, August 21, 2015

Google Maps' new timeline feature puts location history at your fingertips

If you've ever wanted a convenient way to keep track of your stops on your latest trip with Google Maps for Android, you may be in luck. Google appears to be quietly rolling out a new "Timeline" feature which allows you to take a look at your location history in detail.
The feature, called "Your Timeline," was pointed out to us by a reader, and places your location history in a new menu item located directly below the "Your Places" option in the hamburger menu. Overall, the timeline is presented in a relatively clean manner. You can swipe left or right to scroll between days, with a list of places you visited and how you got there sorted chronologically below a map of the day's trip.
One of the cooler aspects of the timeline is that you can select a particular stop to see not only the timespan that you were there, but also any pictures that you took while you were stopped there. Additionally, if you don't want a stop to show up on your timeline, you can tap the edit button and remove it. Going further, you can add a personal place by selecting it on the map and giving it a custom name.
Overall, this looks like a pretty great feature if you find a great restaurant or shop and want to remember where it is. The feature looks to be part of a slow roll-out, so it may take a bit to land on your device. 
More information at Androidcentral
or Phandroid
or LifeHacker


Monday, August 10, 2015

Top 10 Better Money Habits You Can Build This Year

 The start of the year is a great time to review and revamp our financial plans, including common resolutions like "save more money" or "pay down debt." Here are some ways to develop better money habits for all year round.

True savings happen when we deviate from our habits. You might already be doing many (or all!) of the items below, but for the rest of us, it's a reminder good money habits are all about small actions and important changes in mindset.
Read More...





Friday, August 07, 2015

How to Make Your Everyday Life Feel More Like Vacation



Have you ever returned from a vacation to experience that awful feeling of coming back? It’s not the best attitude to have, but it’s easy to get anxious when vacations go by so fast. Before you know it, you’re stuck in the same grind you were in before you left. Do you want to avoid that?


Mental distance is easier on vacation—out of sight, out of mind. But when your everyday life and your work are in front of you, it’s harder. To take a proper break, I’ve found that the key is to distance myself physically so I can distance myself mentally. Here’s what helps:
  • Take breaks in a natural, outdoor setting: A 2008 study published in Psychological Science found that subjects perform cognitively better after spending time in a calm, natural setting.
  • Schedule lunch with a friend: A social obligation helps force me out of work-mode (unless I talk about work, which I try not to do).
  • Ease into the break: An hour before my break, I switch to my laptop or work somewhere that’s not my home office. It’s easier to take a break when I’m detached from the office area.
  • Leave my phone behind: Otherwise, I’m tempted to check it for time, email, or other distractions. I have to keep track of time on my own, though.
For more on this, go over to LifeHacker.

This Video Tells You How to Optimize Your Vacation Happiness  

Your Fitness Will Be Fine, Go Take That Vacation 

Top 10 Tips for Having a Perfect, Stress-Free Vacation 


What Are the Best Budget Vacation Destinations?